Due to my own triplicate stupidity* earlier this year I went a week without any access to my money and then another 3 weeks without a PIN for cash withdrawals. That was a really inconvenient month. I cancel my card about every 18 months and during that time I'm always kicking myself for only having one accessible bank account, because when that's unaccessible I'm totally stuck. And then I forget about it. I just hate having more than 3 cards in my wallet—ID, Visa, medicare.
Last week one of the Spotify ads for ING finally sunk in. You get 5% back on all paywave transactions <$100 for 6 months. I use paywave! I love it. So it sounds like easy money to me. That's finally the incentive I needed to open another bank account.
I've also overcome my hatred of cards and signed up for Flybuys. This is a big ideological breakdown for me. Of all cards, loyalty cards like this annoy me the most. They track your spending and clog your wallet. But I'm going to try and make money out of it. We'll see.
Here is my new card. I opened the account on Friday and it came on Wednesday and I used it at the chemist today.
Look! I've cut the barcode off my temporary paper flybuys card and taped it to the back of my new card. So I don't have THAT piece of plastic in my wallet!
* (First stupid thing: I like to keep my wallet slim, and minimise the number of cards I have, so I only have one card to access money. Second stupid thing: I stuck my only card into an ATM one night and it didn't suck in, so instead of taking a step to the left and trying the other ATM, I kept pushing my card in, and then when it was all the way inside but nothing was happening on the screen I got my drivers license out and stuck that in the crack to give it an extra deep poke. That ATM broke. I had to cancel the card. And due to the first stupid thing I had zero access to my money. Third stupid thing, I then destroyed my new PIN before I memorised it accurately. That cost $10 for a replacement PIN and another new card.)
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